Criptomonedele și noile riscuri în combaterea spălării banilor. Amenzi de peste 4 miliarde de dolari în 2025. Cum se pregătește România pentru noile reguli UE

The EU is intensifying its fight against money laundering, focusing on cryptocurrency transactions. Romania is adapting its legislation to comply with new EU rules. Global fines for money laundering violations exceeded $4 billion in 2025, with banks facing the majority of penalties. The AMLA will oversee high-risk entities, and Romania is modifying its laws to enhance compliance. Stricter customer verification processes are being implemented, especially for Politically Exposed Persons (PEPs). The deadline for Romania to align its laws with EU directives is July 10, 2027, emphasizing the need for financial institutions to improve risk identification and monitoring.