Insurance prices worldwide continue to fall. Poland is following the trend.

Global insurance prices have been declining for nine consecutive quarters, with a 5% annual drop reported in Q2 2026. The decrease is attributed to market accessibility and competition among insurers. In Poland, prices are also falling, with some clients seeing reductions of around 10%. The Polish market differs from global trends, as it experiences declines in both property and liability lines. Predictions suggest a continuation of this soft market unless external shocks occur. Globally, the largest price drops were noted in the IMEA region, while cyber insurance rates also fell by 4%.