The loan for used apartments is more expensive, the baby waiting loan is less punitive - we gathered what the Wekerle program brings

The Wekerle program introduces new housing support measures, including stricter loan conditions for used apartments and a focus on new constructions. The program will launch in stages starting October 28, 2026, with various financial products aimed at improving housing accessibility. Key changes include a higher interest rate for used apartments and a five-year residency requirement for supported properties. The program aims to stimulate new housing supply while easing access for younger buyers. Existing loan agreements under the Otthon Start scheme will remain unchanged, allowing for a smooth transition to the new system.