First home mortgages for under 36s, young couples and families: the guarantee fund extends to 2029

The First Home Loan Fund has been extended until 2029 with an additional 200 million euros allocated. Managed by Consap, this fund has supported 280,000 loans in recent years. The extension allows young couples and families to benefit from an 80% guarantee, which was previously set to expire annually. The government has invested approximately 1.5 billion euros since its inception, facilitating loans totaling 34 billion euros. Recent regulatory changes have made the fund more accessible to young couples and families with disabilities, increasing the guarantee for large families to 90%.