The Wekerle Plusz may become more expensive compared to market loans in a few years if the government's goals are met.

The Wekerle Plusz loan may lose its interest rate advantage over market loans in a few years if government goals are met. Currently, Wekerle Plusz offers a fixed rate of 5%, while market loans have rates around 6-7%. The program targets individuals aged 18-41 and includes conditions such as mandatory residence in the purchased property for five years. The government plans to introduce state-supported savings and increase funding for energy renovations. Despite the current advantages, market loan rates are expected to decrease, potentially making them more competitive than Wekerle Plusz. Financial experts suggest borrowers consider shorter interest periods to benefit from future rate drops.