House payments rise in November for contracts with Euribor at 3, 6, and 12 months

In November, mortgage payments will increase for loans indexed to the 3, 6, and 12-month Euribor rates. According to Deco Proteste's simulations, a €150,000 loan over 30 years with a 1% spread will see significant payment hikes. The 12-month Euribor contracts will rise by €89.31 to €736.94, while the 6-month contracts will increase by €44.24 to €713.96. The 3-month contracts will see a smaller rise of €17.62, totaling €684.92. Recent Euribor rates show a mixed trend, with the 3-month rate stable at 2.635%, the 6-month rate increasing to 2.975%, and the 12-month rate decreasing to 3.239%.