Household savings rate falls by 0.2% in the eurozone

In the second quarter of 2026, household savings rates decreased in the euro area, EU, and Portugal, with declines of 0.2, 0.3, and 0.5 percentage points, respectively. Eurostat reported that the savings rate in the euro area fell to 14.2% from 14.4%, while in the EU it dropped to 13.9% from 14.2%. In Portugal, the savings rate decreased to 12.9%. Despite this, gross disposable income for households in Portugal rose by 1.7%, and individual consumption expenditure increased by 2.2%. The investment rate for households in the euro area and EU also saw slight declines. Among EU member states, savings rates increased in four countries and decreased in eleven, with the largest increases in Poland and the Czech Republic, while Finland, Hungary, and Italy experienced the most significant declines.