Houses and apartments worth 2 trillion PLN without protection. Poles underestimate the threat

The insurance gap in Poland's real estate market is estimated at over 2 trillion PLN, with only 49% of properties insured. The average insurance cost varies significantly across regions, with homes costing nearly double that of apartments. The highest premiums are found in Opole and Lower Silesia, while the lowest are in Warmia-Masuria and Podlasie. Many insured properties are underinsured, leading to inadequate coverage in case of damage. Experts attribute the low insurance rates to a lack of awareness and understanding of risks among Poles, highlighting a cultural and educational issue.