Who takes care of your money when you don't have time?

Investment management, particularly discretionary portfolio management, allows professionals to make daily investment decisions on behalf of clients. This service is beneficial for busy individuals like business travelers and doctors who cannot monitor markets constantly. The process begins with opening a securities account and assessing the client's financial situation, goals, and risk tolerance. Key decisions include selecting the portfolio's base currency and determining the risk profile, which influences the proportion of equities in the portfolio. Aiming for a 25-40% equity ratio is recommended to preserve the real value of savings.