The peak of the credit boom and housing sales is behind us

The article discusses the complexities behind the record mortgage sales in Poland, highlighting the impact of refinancing and rising loan costs despite stable interest rates. It notes a significant drop in creditworthiness among Poles, affecting housing availability in major cities. Experts predict a normalization in the market by 2027, with a potential decrease in sales due to stricter lending criteria and economic factors. The article also emphasizes the importance of analyzing various bank offers due to significant cost differences and the ongoing uncertainty in the market.